Government loan schemes

Mudra, CGTMSE and PMEGP explained in plain language: limits, subsidy, guarantee cover, eligibility, documents and how to apply.

9 min read

CGTMSE Scheme: How Collateral-Free Business Loans Work

CGTMSE explained: collateral-free loans up to ₹10 crore for micro and small businesses, 75–90% guarantee cover, 0.37–1.20% yearly fee, and how to apply.

9 min read

How to Apply for a Mudra Loan Online: Step-by-Step Guide

Apply for a Mudra loan online on JanSamarth or your bank's site: documents to keep ready, each step, tracking your status and mistakes to avoid.

8 min read

Mudra Loan Interest Rates: Bank-wise Comparison (October 2026)

Mudra loan interest rates by bank after RBI's October 2026 hike: each bank's benchmark, how your rate is set, EMI at different rates and fees.

11 min read

Mudra Loan: Shishu, Kishore, Tarun and Tarun Plus Explained

Mudra loan up to ₹20 lakh, no collateral: Shishu, Kishore, Tarun and Tarun Plus limits, eligibility, documents, interest and how to apply.

10 min read

PMEGP Loan: Complete Guide to Subsidy, Eligibility and Application

PMEGP loan explained: 15–35% subsidy on project cost, limits of ₹50 lakh (manufacturing) and ₹20 lakh (service), eligibility, documents and how to apply.