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ME-Card
Credit card for micro enterprises (ME-Card)
A customised credit card with a ₹5 lakh limit for micro enterprises registered on the Udyam portal, announced to improve access to everyday working capital.
Department of Financial Services · announced in Union Budget 2025-26
Up to₹5 lakh
StatusAnnounced
Announced in Budget 2025-26; scheme guidelines are being finalised with banks.
Benefits
- Revolving credit up to ₹5 lakh
Eligibility
- Micro enterprises registered on the Udyam portal (final criteria awaited)
Documents
- Udyam registration (keep it ready)
How to apply
- Not open yet. Register on Udyam now so you are ready when banks start issuing cards.
Sources
Last checked: 20 Oct 2026. Summary for information only. The implementing agency's guidelines and your lender's credit policy decide eligibility and terms.