Sanction letter check

Know the true cost before you sign

Upload your sanction letter or KFS. We list every charge, flag what's worth negotiating and show your real annual cost.

By continuing, you agree that Kredway may store and analyse this document to explain it to you, with personal details hidden before AI reads it, and may contact you about loan offers. Not shared with lenders. Privacy policy

Processing fee Real APR vs stated Bundled insurance Cash margin Foreclosure & prepayment Penal charges RBI KFS rules
What does the sanction letter checker do?

It reads your sanction letter, lists every fee and charge in plain language, flags clauses worth negotiating and estimates the effective annual cost including upfront fees.

Is my sanction letter shared with lenders?

No. The document is used only to explain your charges to you.

What happens to my personal details?

Before the AI reads your letter, names, PAN, Aadhaar, account numbers, phone numbers and addresses are hidden. The original is kept in secure storage in India.

Is this financial advice?

No. It is an educational summary. The lender's Key Fact Statement (KFS) is the binding source for all charges.